Matt's in line at the bank, trying to cash the check from his latest client. He's carrying his .38 in the holster under his arm, when suddenly, the man in line ahead of him turns around and yells to the customers that this is a holdup and that everyone should hit the floor. A fast-thinking clerk hits the silent alarm, trapping the robber in the bank. Now, in order to get out, he's gonna have to take a hostage, but who will it be?

This story is number 16 in the Cooper Collection (which consists of 113 stories).